Advisory Services
Fractional CFO Services
Senior financial leadership and forecasting, at a fraction of a full-time hire.
Is this you?
You're hiring, spending or pricing based on what feels right because nobody is forecasting the cash.
You need investor-ready or bank-ready financials and what you have is a stack of QuickBooks reports.
You have outgrown your bookkeeper's advice but a full-time CFO salary doesn't make sense yet.
If any of those sound familiar, or call +1 (305) 819-3675.
Decisions made without seeing the cash coming
Hiring, spending, pricing and expansion calls made without full visibility into cash flow or profitability lead to over-hiring, over-spending and under-pricing you do not notice until the damage shows up in the bank balance.
2 to 4 weeks
Typical ramp-up before a Fractional CFO reaches full velocity
Why owners choose us for this
Up and running in 2 to 4 weeks.
We spend the first 10 days learning your financials, systems and leadership team, then move into active forecasting and decision support. Most engagements are fully up to speed within 2 to 4 weeks.
The same CFO, every call.
You work with one assigned CFO who knows your numbers, not a rotating point of contact.
Built from your real numbers, not estimates.
SMAART Company also handles the accounting and tax work, so your forecasts and dashboards are built from the actual books, not numbers pulled from the outside.
5.0 · 555 Google reviews of SMAART Company
What you actually get
A dedicated CFO who forecasts, reports and advises, without the six-figure salary.
Ready when you are
How it works
- 1
Assess
Review the business model, financial position and immediate decision points.
- 2
Forecast
Build financial forecasts, budgets and scenario plans tied to growth goals.
- 3
Optimize
Improve cash flow, working capital, timing, pricing and funding decisions.
- 4
Report
Develop KPIs, dashboards and executive-level reporting for better visibility.
- 5
Guide
Support leadership, lenders, investors and internal teams with strategic financial direction.
Included Services & Outcomes
Keep exploring
Related advisory services
Resources
Fractional CFO insights
Questions
Fractional CFO FAQ
What is a Fractional CFO?
A Fractional CFO is a senior financial executive who works with your business on a part-time basis, giving you the same expertise as a full-time CFO, strategic planning, forecasting, cash flow management, investor relations, without the full-time salary and overhead.
Who is this service for?
Founders and CEOs who need financial strategy but aren't ready to hire full-time, rapid-growth companies preparing to scale or raise capital, professional service firms, and franchises or multi-unit operators.
How does a Fractional CFO differ from an accountant?
Accountants focus on recording and reporting financial data. A CFO provides strategic leadership, analyzing trends, managing risk, planning for growth and guiding high-level financial decisions. They are complementary, not interchangeable.
Can a Fractional CFO help with fundraising or banking relationships?
Yes. Our CFOs have extensive experience supporting fundraising preparation, investor reporting and financial modeling for lenders, ensuring your numbers tell the right story.
How quickly can a Fractional CFO ramp up with our business?
Most engagements hit full velocity within 2 to 4 weeks. We spend the first 10 days immersed in your financials, systems and leadership team, then transition into active forecasting and decision support.
Put SMAART Advisors on your fractional cfo
Book a free consultation. We'll review your situation, quote a fixed fee, and show you exactly what we'd do differently.