Serving All 50 States

Virtual business consulting & fractional CFO for all 50 states

Your advisory firm doesn't need a zip code anymore. SMAART Advisors delivers strategy, fractional CFO leadership and transaction advisory 100% online, secure document portal, e-signature, video consultations, to clients in every US state and abroad.

Fully remote by design: our advisors and fractional CFOs work with founders and owners nationwide through the same monthly cadence as an in-person engagement. Headquartered in Fort Lauderdale, FL, SMAART Advisors is the consulting and CFO division of SMAART Company.

Nationwide & beyond

Areas we serve across All 50 States

All 50 U.S. statesMulti-state businessesRemote-first foundersFundraising & pre-exit companiesHolding companies & multi-entity groupsForeign owners of US companiesE-commerce & SaaS businessesReal estate investors across states

Who we help virtually

Startups & scaling companies

Fractional CFO leadership, fundraising readiness and financial modeling for founders scaling past a bookkeeper's range.

E-commerce & SaaS businesses

Unit-economics analysis, digital strategy and technology transformation for companies selling and operating entirely online.

Multi-entity & holding structures

Consolidated reporting, procurement strategy and entity-level financial leadership across multiple businesses under one owner.

Owners planning an exit

Valuation, M&A advisory and due-diligence preparation for owners planning a sale, merger or acquisition from anywhere in the country.

Most requested

Advisory services virtual clients ask for most

Fractional CFO

Senior-level financial leadership without the cost of a full-time executive: forecasting, cash flow management, KPI reporting and the strategic guidance to make decisions with confidence.

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Business Consulting

We help companies optimize operations, adopt the right technology and build the strategic framework to launch, scale, restructure or prepare for a transaction, then implement alongside your team so it actually happens.

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M&A and Exit Strategy

Comprehensive M&A advisory and exit planning that helps owners maximize value, minimize tax exposure and navigate every phase of the transaction, from valuation and buyer matching to closing.

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Business Valuations

Rigorous, institutional-grade business valuations using cash-flow modeling, market comparables and asset-based analysis, built to withstand scrutiny from buyers, lenders and courts.

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Technology Transformation

We audit your existing stack and deploy unified, cloud-based ERP and financial systems, from API integrations to advanced automation, building the infrastructure frictionless scaling requires.

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Financial Planning

We map your entire financial life, income, expenses, savings, investments, insurance, taxes and estate goals, into a coordinated strategy that builds wealth, reduces risk and protects what matters most.

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FAQ

Nationwide advisory questions, answered

Straight answers about how fully-remote advisory service works, and a free consultation when you're ready.

Ask us directly

How does 100% virtual business consulting actually work?

You share financials through a secure portal, we meet by video, your advisor builds the strategy or model, you review and approve, and the engagement runs on the same monthly cadence as an in-person relationship. Fractional CFO engagements work the same way, ongoing, remote, and scheduled.

Can you advise my business if I'm not in Florida?

Yes. Our advisors and fractional CFOs work with founders and owners in all 50 states, industry, entity type and location change nothing about what we can do for you.

Is sharing our financial documents online safe?

We use an encrypted client portal for every document, never email attachments, plus e-signature for engagement letters. The same security posture large firms use, without the large-firm fees.

I'm a holding company with multiple entities, can you handle that?

Yes. Multi-entity consolidation, procurement strategy across entities and centralized fractional CFO leadership are core specialties for holding structures nationwide.

What does virtual advisory service cost?

The same fixed-fee model as everything we do: a free consultation, a scoped quote up front, no hourly billing. Virtual clients pay nothing extra, and save the commute.

Ready for senior financial leadership, from anywhere?

Book a free consultation. We'll review your situation, quote a fixed fee, and show you exactly what we'd do differently.

+1 (305) 819-3675